Estate planning: a strategy tailored to your objectives
Whether you want to prepare for a succession, protect your loved ones, anticipate your retirement, or simply optimize the holding of your real estate and financial assets, we will work with you to build a strategy that’s right for you.
A personalized approach
At bonnefouspartners, our approach is based on attentive listening and a comprehensive analysis of your situation. We mobilize a multidisciplinary team of specialized legal and tax advisors to provide you with tailor-made support at every stage of your life.
Our expertise at your service
- Structuring efficiently your assets and real estate, in Switzerland and abroad
- Analysing the tax consequences of your decisions
- Choosing between different forms of inheritance (gift, inheritance advance, will, inheritance agreement)
- Anticipating the impact of a change of canton or civil status
- Optimizing the use of your pension instruments, such as Pillar 2 and Pillar 3 (linked and unlinked)
- Planning the transfer of your assets to a Foundation to be set up
- Family holding company: consolidate your assets, simplify their management, plan your taxation and organize the transfer of your assets within your family.
- Voluntary allocation of certain elements of your assets to business assets in order to control wealth tax
- Pension-related instruments such as pension buy-backs to reduce taxation on income and assets
- Optimization of the tax shield in certain cantons
- Relocation of your company’s headquarters to another canton
We compare the costs of implementing these solutions with the expected tax and asset benefits, to offer you truly advantageous solutions.
- Drawing up a personalized pension strategy (2nd and 3rd pillars)
- Identifying tax-advantaged purchases and contributions
- Choosing between annuity or lump-sum capital for the 2nd pillar
- Withdrawal planning
- Anticipating potential inheritance and tax implications
- Drafting assignment contracts
- Setting up an heirs’ holding company, enabling one of the heirs to take over the business without harming other family members.
- Preferential taxation of liquidation profits
- Lease
- Inheritance deferral
Keeping a property in joint ownership can have tax and asset benefits.
Our legal and tax experts analyze the relevance of this option and inform you of the tax consequences of shared ownership.
- Effects of property division on your personal tax situation
- Tax consequences of buying a property from an ex-spouse
- Property gains tax (IBGI / GI) risks and other tax pitfalls to avoid
Need advice? Let's talk.
Our specialists can help you with all your legal and tax issues.
Ask for a quoteA project? Any questions?
Our multidisciplinary teams are here to advise you, guide you and save you time.
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A team of experts at your service
Your challenges, our solutions
Frequently asked questions
Planning the transfer of your family business helps to ensure continuity, avoid potential family conflicts and plan the tax impact of the transfer.
We can help you structure a harmonious transfer, adapted to your family and business situation, in accordance with inheritance law.
Setting up a financial holding company is an effective way of structuring your investments and controlling the impact on your personal tax situation.
We can help you structure and set up your holding company, taking into account your wealth, tax and business objectives.
Family holding companies are primarily designed for families who own companies or investment portfolios.
We can help you structure and set up a holding company tailored to your wealth and tax objectives.
Yes, because the division of assets can have significant tax implications (wealth tax, property income, taxation of share redemptions, etc.). A prior analysis can optimize the division and avoid unpleasant surprises. We can support you in this process.
This can be advantageous, but it all depends on your personal situation.
We analyze your tax situation, your pension situation and your retirement goals, and advise you on whether and when to make a purchase.
Yes, we can help you assess the most suitable solution for your situation.
When it comes to 2nd pillar pension provision, the choice between withdrawing in the form of a lump sum or an annuity depends on a number of personal factors, including your place of residence and tax situation. When it comes to withdrawing your 3rd pillar assets, you will need to plan a withdrawal schedule, starting as early as age 60.
We can offer you an optimized withdrawal strategy.
Joint ownership can defer certain tax charges, preserve family assets and simplify management between heirs. We will analyze your situation and help you make the right decision.
